Real-world training from a working agent with 25+ years in the field, built to help you enroll more clients, stay compliant, and earn renewal income that pays year after year.
Learn the system.
Get contracted.
Stay sharp.
Not a guru who left the field. A working agent whose own book is the proof the systems work.
More than a course library. A complete system of training, community, coaching and tools to build predictable, renewal-based income.
Join a growing community of agents on Skool, share wins, get answers, and stay sharp with people selling the same products you do.
See what's insideThink Medicare, Think ACA breaks down quoting, compliance, AEP and retention into plain-English strategy, new videos every week.
Watch on YouTube (opens in a new tab)Work directly with Luis to solve a specific challenge or map a full plan for your book, agent to agent, no theory.
Book a callContracting for ACA, Medicare and Life, with a path for every license status, not licensed, in progress, or ready to write today.
Start contractingAutomate follow-up, nurture leads and stop letting prospects fall through the cracks, so your pipeline runs even when you don't.
See how it works (opens in a new tab)Pick where you are right now. Every path is taught by the agent who still runs it.
Find and enroll clients, navigate the marketplace and subsidies, stay compliant, and turn enrollment season into year-round income.
MAPD, PDP and Med Supp, plus lead generation, the enrollment process, compliance and retention that carries you past AEP.
The complete system to run your own Facebook and Instagram ads, exclusive prospects, automated follow-up, more conversions.
A path for every license status, not licensed yet, in progress, or licensed and ready to write today.
Pick your starting point, full courses, field-ready SmartBooks, coaching, or a money-saving bundle. All in English and Español.
Luis's complete A-to-Z system for building a consistent, profitable ACA book, find and enroll clients, navigate the marketplace and subsidies, stay compliant, and turn enrollment season into year-round income.
The no-fluff field guide: subsidies, SEPs, eligibility and the compliance details that trip people up, clear answers you can use mid-call instead of digging through carrier PDFs.
The ACA Masterclass, the 2026 ACA SmartBook, AND a full hour of 1-on-1 coaching with Luis to tailor it all to your business.
That is the whole point of a renewal-based book. One client enrolled well keeps paying while you go and enroll the next one.
| Year | New | Renewals | Total |
|---|---|---|---|
| Year 1 | $30k | $0 | $30k |
| Year 2 | $30k | $26k | $56k |
| Year 3 | $30k | $47k | $77k |
| Year 4 | $30k | $66k | $96k |
| Year 5 | $30k | $81k | $111k |
Illustrative, not a projection. One assumption held flat for five years: the same new business written each year, with 85% of the book renewing into the next. Your own numbers depend on your market, your effort and the carriers you are appointed with.
The 1-on-1 call I had with Luis was great. He went above and beyond to answer all my questions. I highly recommend Luis to any agent in this industry.
Plain-English strategy for agents who want renewal income instead of one-time commissions.
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Read the articleHow to Build a Consistent ACA Lead Pipeline Without Buying Expensive Leads Learn how successful ACA insurance agents generate consistent leads without spending thousands on lead…
Read the articleLearn how ACA Special Enrollment Periods (SEPs) work for insurance agents, including common qualifying events, documentation requirements, compliance tips, and enrollment best…
Read the articleThe Biggest Mistakes New ACA Agents Make, and How to Avoid Them 6 Biggest ACA Agent Mistakes New Insurance Agents Make Learn the biggest mistakes new ACA agents make, from income…
Read the articleHow to Enroll a Client in ACA Insurance Outside Open Enrollment (SEP Guide for Agents) Learn how Special Enrollment Periods work, what documents you need, and how to enroll ACA…
Read the articleNo. The Masterclasses and SmartBooks are useful whether you are studying for your license or already writing business. If you are not licensed yet, start on the contracting page, it walks you through exactly what to do first.
Yes. Both SmartBooks and the SmartBook bundle are available in Español. Use the language switch at the top of the training page to see the Spanish editions.
The free community gives you Luis's video trainings. The paid membership adds the live and hands-on side, including one-on-one access to Luis on a live case and a members-only weekly call. The full side-by-side is on the Skool page.
No. Contracting and training are separate. Plenty of agents get appointed first and pick up a SmartBook later, or the other way round.
The SmartBooks are versioned to the plan year and the 2026 editions are current. Marketplace rules and Medicare enrollment periods change, which is why the community and the weekly videos exist alongside them.
Join the agents turning one-time commissions into predictable renewal income, with training, coaching and a community that has your back.
Two doors. Pick the one you came for. You can always browse instead.
